We will forward your problem to your credit card company, give you a follow-up number and keep you informed of the status of your complaint. If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. When you received the credit card for Barnes and Noble or Carnival Cruise Lines, you probably thought that the company you were dealing with was the name of the card. Barclays Bank Delaware is who you really do business with. In some cases you will find the name on the map, but sometimes it is not indicated. If one of these cards is a card with which you have an account or with which you have done business, you have done business with Barclay`s. About your credit report and credits: you agree that Barclays has the right to obtain an up-to-date credit report as part of our review of your application, and then a fee requested for an account from us, the renewal of your account or a change in your line of credit; and that we have the right to relate our credit experience with you to others. At your request, we will enter the name and address of each consumer registration point with which we have received a consumer report about you. Once your account is opened, we will regularly check your credit results.

If you do not maintain your credit, we may change the terms of your account. About your application and offer: Depending on our verification of your application and credit history or if the income you have reported is not sufficient because of your current commitments, we may not be able to open an account for you. You also understand that if your application is approved for an account, the RPA and the type of account you will receive will be determined based on your creditworthiness. Please read the material provided with your Cardmember contract for more details. The lack of information requested on this application may lead to a denial of credit. This offer is only available to applicants permanently residing in the United States, with the exception of Puerto Rico. This offer may not be available to you if you already have a credit card account with us. According to Bloomberg, they are also partners as Barclaycard US and Barclays Group US Inc.